Loan

A loan is nothing more than financing or a credit. You need loans primarily if you don't have enough equity to finance something on your own or if you want to take advantage of the leverage effect and invest with as little equity as possible. This is usually the case with real estate purchases.

You borrow money, usually from a bank. However, there are also possibilities where you obtain the money differently, e.g. employee loans or equity crowdfunding. We also explain what types of loans are available in our podcast "Immobilien & Finanzierung einfach machen".

Note: German audio only.