"einfach gemacht" #16
23 Years Old and Owner of 2 Properties: How to Invest With Minimal Equity

Thinking about financial security and independence at just 23 isn’t easy for most people. But Paulina shared how it can be done in an episode of "einfach gemacht".
She started her journey as a real estate investor at just 23 — and that’s not all: she was still in her vocational training at the time. With her initiative, she’s an inspiring example for many young people just beginning their careers. After all, anyone who wants to be financially secure later in life should start planning for private retirement as early as possible. Real estate investments can be a stable and long-term alternative. Paulina focused on three key components that became the foundation of her success.
Building Knowledge About Real Estate Investments
Investing in real estate is a relatively low-risk, value-stable, and long-term way to build capital and ensure financial security for the future. However, buying property is only low-risk if you’re familiar with the purchasing process, the market, and real estate financing. Like any investment decision, a property purchase should be well-prepared and carefully structured. The foundation for this: the right know-how.
So Paulina sat down and started gathering her first bits of knowledge online — a smart move, since there’s an incredible amount of valuable information out there. You just need to know how and where to find it. The good news for you: Urbyo provides exactly that — through our podcasts and social channels — giving you the tools you need to make informed investment decisions.
Learning From Experience: Building a Network in Real Estate
Knowledge and networking go hand in hand when it comes to real estate. By connecting with others in the industry, you can learn from experienced investors, get advice on specific questions, like how to build a portfolio or improve cash flow, and maybe even hear about deals you wouldn’t have found otherwise.
As a young investor, Paulina benefited most from being able to reach out early on to people in her network with specific questions. Alongside what she learned on her own, this gave her the confidence to make thoughtful, well-informed decisions. And by the way — taking your first step toward building a real estate network is easier than you might think. 👇
Having the Courage to Make Your First Deal
You can probably guess what holds most people back: actually taking action. Of course, it’s important to take the time to learn and think through your decisions carefully. But at some point, you just have to take the leap. Especially in real estate, there’s no such thing as a perfect time — only the right deal.
Because Paulina had the courage and confidence to take control of her financial future early on — even when people around her had doubts — she’s on track to be in a strong position by her mid-thirties. She’ll already have made real progress and can shape her next steps on her own terms. If you’re ready to get started too, sign up as a Urbyo user, schedule a free consultation with our financing experts, and get personalized guidance on how to make your first move in the market. 🙌⤵️


